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On the Horizon

Thoughts, musings, and a little bit of entertainment from the world of personal finance.

8 Steps Before Taking Out a 401(k) Loan

1/16/2019

 

Understand the implications of a 401(k) loan to decide if it's the right option. By Rachel Hartman


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US News: How to Trade Options for Income in Your IRA

9/17/2018

 

Active investors utilize options to increase their income, but it’s not for everyone.
By Jeff Brown


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Don't Invest in Your 401(k)?

3/14/2018

 
Here’s a question you probably haven’t heard from financial media before: When shouldn’t I invest in a 401(k)?  Conventional wisdom would tell you that’s absurd - everybody knows the best thing to do is invest as much as possible for as long as possible because “compound interest is the most powerful force in the universe” (Einstein).  But this post is pulled from an article called “Rogue Waves”, so let’s look at that question from a different angle.

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Last Week's  Last Week Tonight, Tonight

7/11/2016

 
Brexits 1.0 and 2.0
First, a quick note on “Brexits”: unreal, right?  Losing to Iceland to get knocked out of Euro 2016 in the Round of 16?  Don’t think the bookies called that one...or the earlier one either, actually.  You know, the one 3 days earlier where England voted to leave the European Union?  If you looked at the headlines Friday morning and thought the world was going to end, we don’t blame you...but we’d like to point out that it has been a rather non-world-ending week since then.  
Be prepared for more headlines to come as this plays out over the next two years.  Yes, years.  The now-oxymoronic UK needs a new Prime Minister in a couple months, someone who theoretically will actually trigger the clause (Article 50 of the Lisbon Treaty, for those keeping track) to start negotiations for exiting the EU (which, by law, can take up to two years, with the possibility of an extension).  And the front-runner, one of the two people who basically engineered the "leave" vote, just dropped out of the race.

Meanwhile, you have seven or eight other countries that will try to get their own national referendum held about EU membership, not to mention Scotland and Northern Ireland trying to break away from the UK so that they can stay in the EU.  Phew.  That’s a lot of ink yet to be written.
​
As for how this will affect you personally...two things.  

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    About the Blog:

    Here lives our collection of newsletters, articles, and some occasional guest posts by outside authors (where indicated) who have quoted us.  If you're interested, feel free to browse through the archives here.

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