Emptier beaches and more waves mean that winter is coming. And winter means holidays, food comas, and a nostalgic look back at the year mixed with excitement and planning for the year that comes. Speaking of planning, this is also the time for employer benefit elections and open enrollment for healthcare exchanges! (And yes, that certainly does warrant the exclamation point of excitement.) So let’s take a little stroll through some dos and don'ts to make sure your financial self gets the same kind of care and attention the rest of you is getting.
First: how’s that emergency fund? As a rule, DO keep 3-6 months of expenses in a savings account that you DON’T touch. Preferably at an online bank, since they’re paying 1.75% or so at the moment.
Now, let’s look at some elective benefits:
Okay, stroll over. Happy benefits election season!
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