Fees

We are a fee-only financial planning and investment management firm.  We do not receive any compensation from the products we recommend.

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Planning

We believe that financial advice should be priced so that it is accessible and roughly commensurate with other professional services - architects, lawyers, etc. - on an hourly equivalent basis.

Accordingly, expect fully comprehensive financial plans to be in the range of $1,500 - $1,800.

If you don't need a comprehensive plan and just want some guidance on a specific question or two, the price will depend on depending on the scope of the question and we'll be able to offer you a quote during the initial consult.

Investment Management

Keep in mind that fees for investment management come from a number of places:
     - What the advisor charges
     - What the underlying investment expenses are
     - Trading costs within the portfolio (commissions, loads, etc.)

We primarily build portfolios around low-cost ETFs (see "Cost matters" on our Philosophy page) and proactively manage portfolios to minimize trading costs and maximize tax efficiency.  Many of our ETFs we are able to trade commission-free through TD Ameritrade.

We charge an annual fee (billed quarterly) of 1% of the assets managed by ATI Wealth Partners, with no minimums.  This fee may include certain planning services (see Combined Services, below) and is negotiable for investment portfolios over $1,000,000.

As an example:  On a $500,000 portfolio, our management fee would be $1,250 per quarter ($5,000 for the full year), and would include comprehensive planning services.

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Combined Services

Regardless of how much money you have, we believe planning is the most important tool for securing your financial future.  We believe investments should be managed to and around your financial planning goals.  As such, we may include financial planning as part of the asset-based fee we charge.

Assets with ATI

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$0 - $200,000​

$200,001 - $1,000,000​

over $1,000,000​

Fees

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1%​

1%

Negotiable

Planning Services Included

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 Limited/specific planning available 

Comprehensive planning included

Comprehensive planning included