Philosophy - Accessibility and Affordability
1. Financial planning is not rocket science
When was the last time you took a math/science/writing course? College? High school? What about a financial education course? Ever? Our education system does a woefully poor job equipping people to understand the financial decisions in their lives. ATI Wealth Partners is here to be exactly that - your partner in these situations, giving objective, expert guidance, but also breaking down the uncertainty that too often surrounds financial concepts so that you can understand why we offer the advice we do and make an informed choice.
When was the last time you took a math/science/writing course? College? High school? What about a financial education course? Ever? Our education system does a woefully poor job equipping people to understand the financial decisions in their lives. ATI Wealth Partners is here to be exactly that - your partner in these situations, giving objective, expert guidance, but also breaking down the uncertainty that too often surrounds financial concepts so that you can understand why we offer the advice we do and make an informed choice.
2. Financial planning should be accessible
You don't need to be a millionaire to benefit from financial planning. Nor should you have to be one to afford it.
You don't need to be a millionaire to benefit from financial planning. Nor should you have to be one to afford it.
3. The client comes first
This should be intuitive, but bears repeating because all too often it's not. We are an independent, fee-only fiduciary. That involves an obligation to put your needs first. We never get commissions, trails, or other compensation from the products we recommend.
This should be intuitive, but bears repeating because all too often it's not. We are an independent, fee-only fiduciary. That involves an obligation to put your needs first. We never get commissions, trails, or other compensation from the products we recommend.
4. Cost matters
Far too often we've seen financial advisors who treat their clients as revenue streams instead of individuals. At ATI Wealth Partners, we understand that keeping fees low is an important part of helping you achieve your financial goals.
Part of how we do this on the investments side is by constructing portfolios around Exchange Traded Funds (ETFs). ETFs are diversified baskets of securities much like mutual funds, though they tend to be cheaper (see below) and more tax-efficient. Constructing portfolios using primarily ETFs lets us put your money to work in a diversified, transparent, and cost-effective way. And contrary to what you might hear from some, ETFs are not just passive index-tracking products anymore. Bottom line: you get to keep more of what your money earns.
Far too often we've seen financial advisors who treat their clients as revenue streams instead of individuals. At ATI Wealth Partners, we understand that keeping fees low is an important part of helping you achieve your financial goals.
Part of how we do this on the investments side is by constructing portfolios around Exchange Traded Funds (ETFs). ETFs are diversified baskets of securities much like mutual funds, though they tend to be cheaper (see below) and more tax-efficient. Constructing portfolios using primarily ETFs lets us put your money to work in a diversified, transparent, and cost-effective way. And contrary to what you might hear from some, ETFs are not just passive index-tracking products anymore. Bottom line: you get to keep more of what your money earns.
Average expense ratio
Source: Morningstar Direct, as of 6/30/2015. Average Net Prospectus Expense ratio for US ETFs and US Mutual Funds as defined by Morningstar.